From Submission to Policy.
In Seconds.
See how data enters our system — and a fully underwritten, explainable policy comes out the other side.
More than a language model.
A complete underwriting brain.
Generic AI / LLM Tools
- ✗ General-purpose, not insurance-trained
- ✗ Can generate text, not real risk assessments
- ✗ No underwriting logic or pricing models
- ✗ Hallucination risk on technical terms
- ✗ No audit trail or explainability
- ✗ Cannot structure compliant policies
Wannet.ai Risk Engine
- ✓ Trained on 70,000+ specialty insurance documents
- ✓ Autonomous risk assessment with real scoring
- ✓ Proprietary premium calculation models
- ✓ Calibrated by senior Lloyd's underwriters
- ✓ Full explainability and audit trail (XAI)
- ✓ Generates complete, market-ready policies
What Powers This
70,000+ documents & expert knowledge
Decades of specialty insurance data — policies, claims, historical cases — combined with the intuitive knowledge of senior Lloyd's underwriters.
Proprietary Risk Engine
The core of our system. A purpose-built AI that performs risk assessment, premium calculation, and policy structuring. Not a language model — a specialist underwriting brain.
LLM interface layer
A conversational layer on top that lets your team interact naturally — generate policies, ask questions, get quotes. The LLM makes the engine practical. The engine does the thinking.
Built in-house. Our own model. Independent of Big Tech.
Fully proprietary — built, trained, and owned by us. No dependency on OpenAI, Google, or any Big Tech provider. Your data stays in our system, our model stays under our control.
Explainable AI.
Compliant by Design.
Every decision our Risk Engine makes is fully explainable. You can see exactly what data influenced it, how much weight each factor carried, and how confident the model is.
We're built for the EU AI Act's high-risk system requirements: risk management, data governance, human oversight, transparency, and accuracy standards — from day one.
Every decision is traceable. Every assessment is explainable. Every output meets regulatory standards.
Full Transparency
Detailed reasoning trails with every decision. See which factors influenced the assessment and their relative weight.
EU AI Act Compliant
Risk management, data governance, technical documentation, human oversight, and robustness — built in, not bolted on.
Human-in-the-Loop
AI augments human decision-making, never replaces it. Underwriters validate, override, and continuously improve the engine.
Audit Trail
Complete documentation of every decision, data input, and model output. Ready for regulatory review at any moment.
Want to see it live?
Schedule a demo and experience the Risk Engine first-hand.