The Niche AI Risk Engine
for Specialty Insurance
We digitize the intuitive underwriting knowledge of Lloyd's specialists and transform it into a proprietary AI model. Enabling autonomous quoting, risk assessment, and decision-making for complex commercial risks.
the future of insurance is here.
70,000+ data points. Refined by Lloyd's experts.
Our AI is trained on decades of specialty insurance data — and perfected by underwriters with 30+ years of intuitive expertise. Built in-house, fully proprietary, and independent of Big Tech.
We believe autonomous AI insurers
are inevitable.
The insurance industry is shifting towards AI-driven underwriting. But most solutions rely on big data and generic models—missing the deep, intuitive knowledge that defines specialty risk assessment.
We're building the niche brain these future insurers will need. By digitizing Lloyd's underwriting expertise into a proprietary IP model, we create the foundation for truly intelligent specialty insurance.
We're creating the intelligence layer that will power the next generation of specialty insurance.
Why Niche Intelligence Matters
- ✓ Specialty risks require context, not averages
- ✓ Complex contracts demand expert interpretation
- ✓ Elite athletes and clubs need tailored coverage
- ✓ Cross-border deals require specialized expertise
The Wannet.ai Risk Engine
A proprietary AI-powered system that quotes, assesses, and explains complex commercial risks—built on decades of Lloyd's specialty knowledge.
LLM Risk Quoting
Instant quotes for commercial and specialty risks, powered by underwriting logic from Lloyd's market leaders.
Autonomous Underwriting
Decision-ready assessments with full explainability, enabling AI-driven insurance operations at scale.
Intuitive Intelligence
Captures the tacit knowledge of specialist underwriters—the insights that can't be found in datasets.
Governance & Compliance
Full audit trails, decision transparency, and regulatory alignment built into every assessment.
Specialty Lines.
Built for Complexity.
We don't do everything. We do specialty insurance — the classes where standardised tools fail and real expertise makes the difference. Our Risk Engine is trained on the exact risk profiles that define these markets.
Sports & Entertainment
Professional athletes, clubs, leagues, and entertainment events. Personal accident, career-ending injury, and performance guarantees.
Health & Accident
Personal accident and health coverages for groups and individuals. Disability, medical expenses, and occupational risks.
Prize Indemnity
Hole-in-one, half-time shots, competition prizes, and promotional risk. High-value payouts with precise probability modelling.
Contingency
Event cancellation, abandonment, and non-appearance. Protecting organisers and stakeholders against the unpredictable.
Over-Redemption
Promotional campaigns, cashback guarantees, and coupon over-redemption. Quantifying consumer behaviour risk.
Specialty & Emerging Risks
Niche coverages that don't fit in a box. Esports, influencer liability, extreme sports — wherever specialty expertise is needed.
Proprietary Risk Engine. Built in-house. Independent of Big Tech.
Trained on 70,000+ documents from niche insurers, combined with senior Lloyd's underwriting expertise. Risk Engine, XAI, and EU AI Act compliance — all in one platform.
See how it works → About Us70,000+ documents. Refined by senior Lloyd's underwriters.
Real niche insurance data combined with decades of underwriting intuition. Learn how we built the intelligence behind the Risk Engine.
Learn more →
Lloyd's Digitized.
Niche Knowledge Scaled.
Our Risk Engine is trained on 70,000+ documents sourced from niche insurance companies operating in the Lloyd's market — and refined in combination with senior Lloyd's underwriters.
Wannet.ai starts with the hardest part — deep niche expertise that can't be found in public data — and builds out from there.
// Risk Assessment Pipeline
async assessRisk(policy) {
const context = await lloyds.getExpertise();
const analysis = await engine.analyze({
risk: policy.exposure,
niche: "sports_specialty",
context: context.intuition
});
return {
quote: analysis.premium,
confidence: 0.94,
reasoning: analysis.explain()
};
}Ready to explore the future of specialty insurance?
Whether you're looking to partner, invest, or pilot our engine—we'd love to connect.